Legal Information

Last updated: 5 October 2026

1. Business and service identity

KWIK LOANS is a proprietary micro enterprise. Proprietor: Rashi Jain.

KWIK LOANS is a proprietorship registered under Udyam number UDYAM-MH-26-1241460. Enterprise type: Micro; major activity: Services; constitution: Proprietary.

Neither Kwik Loans nor its operator is a bank, NBFC or lender. Kwik Loans is a financial-product discovery and referral brand, does not itself sanction or disburse loans, and does not issue credit cards. No RBI registration or regulatory endorsement is claimed by this website.

2. Final terms are set by the provider

Kwik Loans facilitates access to financial products offered by banks, NBFCs and other financial institutions, where available. Kwik Loans does not itself sanction or disburse loans. Approval, interest rates, loan amounts, tenure and other terms are determined by the respective financial institution and are subject to its eligibility criteria and policies.

The provider also determines processing fees, other charges and credit limits based on its policies and the applicant’s profile.

Kwik Loans does not guarantee approval, a particular rate, the availability of a product or a turnaround time. An enquiry or a successful submission screen is not a loan sanction or credit-card approval.

3. Information and calculator illustrations

Website content provides general product information. It is not individual financial advice or a binding offer. Eligibility and document lists are examples and may differ by provider.

EMI results use a standard reducing-balance calculation on your chosen inputs. They exclude fees, taxes and product-specific adjustments. Actual lender repayment amounts and schedules may differ.

4. Affiliate referrals and external journeys

Our intended business model is affiliate-link referral. Where available, an affiliate link takes you to the relevant provider’s website and may result in a commission paid to us under that arrangement. A referral is not an approval or an endorsement of every product term. Any actual affiliate link will be identified as such alongside the relevant action.

Product categories do not imply an established relationship with any named financial institution. Any available partner journey will be identified separately, and availability may change.

Before continuing on another provider’s site, review its identity, disclosures, consent requests, terms and privacy policy. A future partner step will be presented explicitly; the website does not silently redirect you to a lender.

5. Make an informed borrowing decision

Consider your repayment capacity and review the complete cost, fees, tenure, conditions and consequences of missed payments before accepting a financial product. Borrowing or using credit creates repayment obligations to the provider.

Do not rely on an unsupported claim of guaranteed approval, guaranteed rates or regulatory endorsement. Contact the provider to confirm important product details.

6. Questions and concerns

A direct support and grievance contact is pending founder confirmation. Until it is published, correspondence may be sent to the registered business address.

Registered address: 1097/2, Flat No. 4, Sharad Apartments, Model Colony, Shivajinagar, Pune, Maharashtra 411016.